Let’s create a SIPP solution!

Let Guardian create a SIPP solution in achievement of your aims! You can choose from a wide range of assets and exciting investment opportunities including commercial property, land, overseas property funds, residential property funds, quoted and unquoted shares, trusts, unit trusts and OEICs.

Guardian turned what were muddy waters into a crystal clear pool. I like to understand the rationale of the decisions that I make. I have already recommended Guardian to two of my closest friends.

Tony Raynor,
Abbey Telecom Ltd

You, the investor take control of your retirement plan, you choose your investments, you own your assets and you are a signatory on all transactions.

A SIPP allows a wider choice of investments when it comes to saving for your retirement. A SIPP allows all types of investments to be held under one umbrella. As a result it is not necessary to hold a number of different personal pension plans to achieve a truly diverse investment portfolio. A SIPP enjoys all the tax breaks of any insured pension scheme.

For further information please refer to our SIPP key features document.

SIPP advantages at a glance;

Tax relief of up to 40% on personal contributions.
Sale of any investments will not usually be subject to capital gains tax.
When retirement benefits commence, you are generally able to take up to 25% of the fund tax-free.
Investments grow free of income tax.
Transactions between connected parties are allowable.
In Specie transfers are permitted ie) a member can transfer a property that they own personally into the scheme by way of a contribution and hence receive tax relief on the transfer.
Borrowings of up to 50% of the fund value are allowed.
The member can continue working once drawing his pension.