Lets create a property portfolio!
Guardian's property department have been particularly successful with commercial property held within the SIPP wrapper. We have developed efficient systems and built strong relationships with like minded institutes which have secured Guardian a place in the market with a reputation for a slick, smooth and speedy process.
We use Guardian for SIPPS. Key to us is the excellent service we experience. Kathryn is always readily available to talk through a scenario. Extremely happy to recommend Guardian.
Andrew Morgan,
Now Financial Solutions Ltd
One of the most popular features of a SIPP is the ability to purchase commercial property with or without the assistance of borrowings. The property can be purchased from either a connected party including the client themselves or from a completely independent third party. The SIPP can also purchase a property jointly with another individual or entity. Properties can be purchased or transferred into a SIPP from existing pension arrangements. The property can be leased to the members own company (on commercial terms) or a third party.
The Guardian SIPP does not permit investment in residential property, however there is some flexibility with regard to the following: student accommodation, hotels, B & Bs, youth hostels, hotel rooms, disabled residencies, nursing homes and even a shop with a flat can be worked (although flat cannot ultimately be owned by a SIPP).
We take a complicated subject and make it simple. All Guardian staff without exception have the skill set not only to comprehend and navigate complicated in depth legislation but also to communicate in every day language at all levels of understanding.